Generally, credit checks are time-consuming as they require financial history records. This process doesn’t always represent customers’ current financial position.
Apart from collecting accurate financial data, Credfin goes the extra mile to also provide insights on current financial behaviours. This aids customers with recognising their financial situation as well as predictions and accurate assessments.
Aggregate account details
Credfin directly retrieves raw data from customers’ bank accounts in order to improve and distinguish patterns within users’ transaction histories. Through categorisation, Credfin calculates users’ incomes, identify different costs and patterns etc.
Maintain updated high-quality data
Enrich your risk models with high-quality data and insights provided. This will aid in improving different assessments and financial services.
Provide an immediate offer
Present your customers with immediate offers within completing risk assessments. This allows you to conduct an immediate process and potentially transfer funds immediately.
Improve user-experience and information accuracy with automated fill-in fields using our data.
Direct Debit Simplification
We simplify setting up direct debit payments by automatically providing user information and account verification.